Hamilton Herald Masthead Attorneys Insurance Mutual of the South

Editorial


Front Page - Friday, October 13, 2017

It’s time to move




Part of you knows you need to sell your house and move (upsize, downsize, etc.) but overall, you’re in denial.

Your spouse, family and friends are telling you it’s time to move but you’re resisting and accumulating “reasons” why now isn’t the right time. You have to declutter but physically can’t. Your house needs work but you don’t have the resources or relationships to get it done. You have a mortgage and aren’t sure you’d net enough to buy another house. Your credit has been dinged and you might not be able to get a loan with favorable terms.

Being in denial and making excuses are the first two steps to embracing change... We’re making progress!

While you understand that you need to move, because of these “reasons” you’ve amassed, you’ve become apathetic to change. You begin to ask yourself, “Where would I move IF I sold my house?” This is the third phase of change: indifference.

This is where you need an experienced member of the Greater Chattanooga Realtors to step in, start solving problems and help you overcome these “objections” you’ve raised.

If your reason is “the house needs work” but you don’t know where to start, or you don’t have a lot of cash on hand or know any qualified workers, here is where a Realtor can step in. An experienced Realtor can research your neighborhood and help prioritize the work that needs to be done on your house.

From there, he or she can connect you with qualified contractors to perform the tasks needed for your house. In some cases, you might be able to negotiate having the monies taken out of your closing proceeds; in others, a short-term loan might be required. Here again, a Realtor can guide you.

Perhaps the house needs decluttering to make it more appealing to perspective buyers. A Realtor can provide professional staging suggestions and even workers to complete the tasks. You might find that rather than having a huge yard sale, you’re better off contacting a local thrift store that will pick up your belongings free of charge and give you a donation letter. In this case the tax deduction might be more valuable than the work of preparing and selling your belongings for pennies on the dollar.

If you’re unsure of where you’re going and what you can afford, then a Realtor is your lifeline. He or she will connect you with a local lender to clarify what you’re comfortable paying and take you on a tour of homes that fit this budget.

You’ve now entered the fourth phase of change – acceptance – and with all the “reasons” resolved, you decide moving is a great idea and you’re proud you thought of these steps yourself!

So, what are you waiting for? Skip to step four, call a Realtor today and get moving to the next home that fits your life!

Go to www.GCAR.net for more information.